Capital Adequacy Assessment (ICAAP)
Risk Analytics ensures that Capital Adequacy is reviewed and “stress testing and scenario analysis” is undertaken regularly, as required by APRA.
Realistic Scenario Analysis
Using the Hometrack AVM, Risk Analytics provides the most granular stress test, with each security individually stressed at a different rate according to property specific characteristics.
Portfolio Insight and Enhancement
You gain valuable insights into understanding the opportunities and potential risks in what is likely your largest portfolio – the mortgage loan book. Enhance your knowledge with our overlays of market history, housing attributes, vintage and geographical data.
You can use Portfolio Risk Analytics to: