Lenders’ Mortgage

Insurance

Improve your claim profile and enhance your service to lenders.

Hometrack’s services are used by lenders’ mortgage insurers, external and captive, for upfront identification of policies which have elevated risk.

Identify elevated risk upfront

Hometrack’s AVM is proven in testing as the most effective in the market at identifying potential over-valuation. Our Failsafe solution combines the AVM with predictive analytics to flag physical valuations for review - in real time. For customers, this means informed underwriting decisions and streamlined processing.

The Collateral Risk Score is an enhanced version of Failsafe, combining the power of the AVM along with other collateral-related information in Hometrack’s database to predict incidence of loss.

Pool Insurance Fast Pricing and Execution

Hometrack has the only fully self-service batch AVM solution in Australia. Insurers use Hometrack to quickly price and execute pool insurance transactions. You can use the AVM to identify individual collateral with elevated risk for potential exclusion before pools are set.